oz.finance is now TOTOZ.io — Same mission, same community, better tools.

Your turnkey solution for global residency and asset protection

Don't diversify your portfolio. Diversify your life.

35+

Countries

24/7

Access

100%

Anonymous Research

BVI

Registered

BVI Registered|Turnkey Advisory|Anonymous|35+ Jurisdictions

The Problem

Cross-border relocation is complex, costly, and opaque

  • Fragmented information across jurisdictions
  • Expensive consultants with slow response times
  • Missed deadlines and expired documents
  • No visibility into application progress

The Solution

A concierge that manages your entire journey

  • Instant country comparisons and program matching
  • Automated document review and deadline tracking
  • Proactive alerts for regulatory changes
  • End-to-end case management with partner coordination

Start Your Plan

Ask about residency programs, citizenship options, asset protection structures, or tax planning — and get instant, expert-level answers.

Free Chat

No account required

  • General information on 35+ programs
  • Country comparisons and eligibility
  • Cost estimates and timelines
  • No memory between sessions
  • No document review or case tracking
Start Free Chat
Full Access

Full Advisory

Personal concierge

  • Everything in Free Chat, plus:
  • Context memory across all sessions
  • Document review and analysis
  • Case management and deadline tracking
  • Partner coordination and quotes
Launch Portal

Your Personal Immigration Concierge

Answer a few questions and get a custom residency and asset protection strategy — in minutes, not months.

1

Tell us about you

Nationality, budget, goals, family, timeline. Quick assessment takes 5 questions. Comprehensive takes 12.

2

Get matched

Your profile is cross-referenced against 20+ residency and citizenship programs across 15+ countries to find your best options.

3

Your custom roadmap

Top 3 programs ranked for your situation, with costs, timelines, documents needed, and suggested asset protection structures.

Residency Programs

Golden Visas, retirement visas, residency visas, digital nomad visas — across Philippines, Greece, UAE, Spain, Portugal, Caribbean, and more.

Citizenship by Funding

Dominica, St Kitts, Grenada, Antigua, Turkey, Montenegro — second passports with visa-free travel to 130+ countries.

Asset Protection

Offshore trusts, private foundations, holding companies, multi-jurisdiction banking — structures that protect what you've built.

Tax Planning

Territorial tax systems, non-dom regimes, treaty networks, exit tax planning — legally optimize your global tax position.

Example conversation

I'm a US citizen with $300K to deploy. Married, two kids. Looking for a Plan B — not full relocation. What are my options?

Based on your profile, here are your top 3 options:

1. Greece Golden Visa — EUR 250K property in a qualifying zone. No minimum stay. Family included. EU residency with Schengen access.

2. Dominica CBI — $100K donation route. Citizenship in 3 months. Visa-free to 140+ countries. Remaining budget for asset protection trust.

3. Philippines SRRV — $20K deposit. Easiest process. Low cost leaves room for offshore structure...

This is general informational guidance only.

Costs shown are estimated partner and government fees, not TOTOZ.io charges. All fees are paid in fiat directly to service providers.

Global Coverage, Expert Depth

TOTOZ.io draws on deep knowledge across 35+ jurisdictions — residency, citizenship, company formation, and asset protection. Not surface-level. Expert-level.

28

Residency Programs

12

Citizenship Programs

20

Company Jurisdictions

15

Trust & Foundation Structures

Residency & Citizenship

PhilippinesGreeceUAESpainPortugalPanamaParaguayThailandMalaysiaCosta RicaMexicoMaltaCyprusGeorgiaEstoniaAndorraMontenegroDominicaGrenadaSt KittsVanuatuTurkey

Company & Asset Protection

BVINevis LLCCook Islands TrustSingaporeHong KongPanama FoundationBelizeCayman IslandsSeychellesMauritiusEstoniaLiechtensteinSouth Dakota TrustNevada TrustWyoming LLC

4 countries currently accepting clients through OZ Capital. The platform can advise on all jurisdictions listed above.

Simple Pricing

One flat rate. Full access to every capability. No tiers, no restrictions.

500,000 TOTOz

per query — consumed on use

Full concierge-level agent
Country comparisons
Document review and analysis
Case management
Partner coordination
Multi-jurisdiction planning

35+ Programs. Expanding by Governance Vote.

OZ Capital covers residency programs across these jurisdictions. OZT holders vote to add new countries.

Philippines

SIRV, SRRV, Ecozone

Dubai (UAE)

Business hub, Free zone, Residency visa

Greece

Golden Visa, Residency pathways

Spain

Non-lucrative visa, Residency

What hasn't changed

  • Same team at OZ Capital
  • Same residency and asset protection services
  • Same community of clients
  • All existing commitments honored

What's new

  • Personal concierge for every user
  • Automated document review and deadline tracking
  • OZT governance — community decides new countries
  • Modern platform built for speed and compliance

Ready to plan your next chapter?

Access your personal concierge, manage your residency case, and track every document in one place.

TOTOZ.io
Hi! I can answer questions about our residency and asset protection services, or help you schedule a consultation.